⚡ 1-Click Side-by-Side Comparison Presets:
Sector:
Ownership Tier:
Grade:
📊 Healthcare Dollar Breakdown Legend:
Direct Clinical Care: Nurses & Doctors
Admin & Claims Denials: Bureaucracy
Exec Pay: CEO Packages
Wall St & PE: Buybacks & Profits
Healthcare Directory
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Plum Health Direct Primary Care
Plum Health DPC (Doctor-Owned)
Tier 1: PHYSICIAN OWNED
Detroit, MI
A+ (98)
Where $100 Goes:
Care (est.): 82.5% | Wall St/PE: 0.0%
7 claims pending source verification
🔄 Recommended Swap:
Exemplary Local Direct Primary Care (Current Model)
Plum Health charges a flat monthly fee with zero insurance copays, zero claims denials, and wholesale medications.
Direct Primary Care (DPC)
Native American Community Clinic
Native American Community Clinic (NACC)
Tier 2: NONPROFIT
Minneapolis, MN
A+ (97)
Where $100 Goes:
Care (est.): 79.0% | Wall St/PE: 0.0%
7 claims pending source verification
🔄 Recommended Swap:
Indigenous Community Clinic (Current Model)
Community-governed indigenous health organization combining Western medicine with traditional healing.
Community Health Center (FQHC)
Pioneer Direct Primary Care
Pioneer DPC (Physician-Owned)
Tier 1: PHYSICIAN OWNED
Dallas, TX
A+ (97)
Where $100 Goes:
Care (est.): 81.0% | Wall St/PE: 0.0%
7 claims pending source verification
🔄 Recommended Swap:
Independent Direct Primary Care (Current Model)
100% direct patient-physician relationship with direct phone access to your doctor.
Direct Primary Care (DPC)
AltaMed Health Services (FQHC Network)
AltaMed Health Services Corporation
Tier 2: NONPROFIT
Los Angeles, CA
A+ (96)
Where $100 Goes:
Care (est.): 78.4% | Wall St/PE: 0.0%
7 claims pending source verification
🔄 Recommended Swap:
High-Integrity Community Health Center (Current Model)
Governed by a patient-majority board (51%+ patients), ensuring services reflect community clinical needs rather than profit.
Federally Qualified Health Center (FQHC)
Erie Family Health Centers
Erie Family Health Center, Inc.
Tier 2: NONPROFIT
Chicago, IL
A+ (95)
Where $100 Goes:
Care (est.): 77.2% | Wall St/PE: 0.0%
7 claims pending source verification
🔄 Recommended Swap:
Exemplary Non-Profit Health Center (Current Model)
High-quality community clinic delivering bilingual healthcare regardless of ability to pay.
Federally Qualified Health Center (FQHC)
NYC Health + Hospitals
New York City Health and Hospitals Corporation
Tier 2: GOVERNMENT PUBLIC
New York, NY
A (93)
Where $100 Goes:
Care (est.): 72.4% | Wall St/PE: 0.0%
7 claims pending source verification
🔄 Recommended Swap:
High-Integrity Public Provider (Current Model)
Nation's largest public health system, guaranteeing care to all New Yorkers regardless of insurance or immigration status.
Municipal Public Safety-Net Health System
HealthPartners / Health Partners Plan & Clinics
HealthPartners Inc. / Health Partners (Consumer-Governed Co-op)
Tier 2: COOPERATIVE
Bloomington, MN
A (91)
Where $100 Goes:
Care (est.): 79.5% | Wall St/PE: 0.0%
7 claims pending source verification
🔄 Recommended Swap:
High-Integrity Co-op (Current Model)
Nation's largest consumer-governed healthcare cooperative with 100% of board elected by patient-members.
Consumer-Governed Health Cooperative
Kaiser Permanente (Kaiser Foundation Health Plan)
Kaiser Foundation Hospitals & Health Plan
Tier 3: NONPROFIT
Oakland, CA
B+ (76)
Where $100 Goes:
Care (est.): 74.2% | Wall St/PE: 0.0%
8 claims pending source verification
🔄 Recommended Swap:
Local Direct Primary Care Collective
Local DPC clinics offer unrestricted physician time without integrated health plan HMO gatekeeping.
Integrated Non-Profit Health System
Health Care Service Corporation (HCSC Mutual)
Health Care Service Corporation (BCBS of IL, MT, NM, OK, TX)
Tier 3: MUTUAL
Chicago, IL
B (71)
Where $100 Goes:
Care (est.): 72.8% | Wall St/PE: 0.0%
8 claims pending source verification
🔄 Recommended Swap:
Direct Primary Care + Community Co-op
Direct Primary Care provides same-day appointments and wholesale labs without mutual insurance pre-authorizations.
Policyholder-Owned Mutual Insurer
Ascension Health
Ascension Health Alliance
Tier 4: NONPROFIT
St. Louis, MO
C (58)
Where $100 Goes:
Care (est.): 57.8% | Wall St/PE: 0.0%
8 claims pending source verification
🔄 Recommended Swap:
Public County Safety-Net Hospital or Municipal District
Public county hospitals maintain open governance meetings and public financial audits under state freedom of information laws.
National Non-Profit Health System
Athletico Physical Therapy
BDT & MSD Partners / Silver Lake
Tier 5: PRIVATE EQUITY
Oak Brook, IL
D (34)
No verified financial breakdown published for this organization yet.
13 claims pending source verification
🔄 Recommended Swap:
Independent Physical Therapist-Owned Clinic
Therapist-owned clinics offer 1-on-1 personalized rehabilitation rather than double-booked PE treatment tracks.
Physical Therapy PE Rollup
CityMD Urgent Care
Warburg Pincus / VillageMD / Walgreens Boots Alliance
Tier 5: PRIVATE EQUITY
New York, NY
D (32)
Where $100 Goes:
Care (est.): 48.2% | Wall St/PE: n/a
10 claims pending source verification
🔄 Recommended Swap:
Independent Urgent Care or FQHC Walk-In Clinic
Community Health Centers provide walk-in urgent primary care with transparent sliding-scale pricing and zero upcoding incentives.
Urgent Care PE Platform
Schweiger Dermatology Group
L Catterton (Private Equity)
Tier 5: PRIVATE EQUITY
New York, NY
D (31)
No verified financial breakdown published for this organization yet.
13 claims pending source verification
🔄 Recommended Swap:
Independent Board-Certified Dermatologist
Independent dermatologists have no private equity biopsy quotas or corporate cross-selling mandates.
Dermatology PE Rollup
MedExpress Urgent Care
Optum / UnitedHealth Group (Public: UNH)
Tier 6: PUBLIC
Canonsburg, PA
D (30)
Where $100 Goes:
Care (est.): 47.0% | Wall St/PE: n/a
9 claims pending source verification
🔄 Recommended Swap:
Locally Owned Independent Urgent Care
Doctor-owned clinics employ licensed nursing staff and direct consultations rather than corporate automated intake.
Corporate Urgent Care Chain
Heartland Dental (1,700+ Rollup Offices)
KKR & Co. Inc. (Private Equity Platform)
Tier 5: PRIVATE EQUITY
Effingham, IL
D (28)
No verified financial breakdown published for this organization yet.
13 claims pending source verification
🔄 Recommended Swap:
Independent Local Family Dentist
Independent dentists have zero PE profit quotas, ensuring treatment recommendations are based strictly on dental health.
Dental Service Organization (PE Rollup)
Aspen Dental (TAG - The Aspen Group)
Ares Management & Leonard Green & Partners
Tier 5: PRIVATE EQUITY
Chicago, IL
F (26)
No verified financial breakdown published for this organization yet.
13 claims pending source verification
🔄 Recommended Swap:
Local Community Dental Health Clinic or Independent Doctor
Non-profit community health centers offer sliding-fee dental care with zero third-party high-interest credit card traps.
Dental Service Organization (PE Rollup)
Aetna (CVS Health)
CVS Health Corporation (Public: CVS, CIK: 0000064803)
Tier 6: PUBLIC
Woonsocket, RI
F (25)
Where $100 Goes:
Care (est.): 63.8% | Wall St/PE: 0.8%
🏛️ SEC 10-K: dividends + buybacks $3.40 Billion
8 claims pending source verification
🔄 Recommended Swap:
Consumer-Governed Health Cooperative
Consumer cooperatives have member-elected boards where patient health outcomes supersede corporate PBM margins.
Commercial Wall Street Insurer
Humana Inc.
Humana Inc. (Public: HUM, CIK: 0000049071)
Tier 6: PUBLIC
Louisville, KY
F (24)
Where $100 Goes:
Care (est.): 65.2% | Wall St/PE: 0.5%
🏛️ SEC 10-K: dividends + buybacks $581.00 Million
8 claims pending source verification
🔄 Recommended Swap:
Traditional Medicare + Medigap Mutual
Traditional Medicare does not require prior authorization for standard treatments, eliminating corporate denial delays.
Commercial Wall Street Insurer
Elevance Health (Anthem Blue Cross)
Elevance Health, Inc. (Public: ELV, CIK: 0001156039)
Tier 6: PUBLIC
Indianapolis, IN
F (23)
Where $100 Goes:
Care (est.): 62.1% | Wall St/PE: 2.1%
🏛️ SEC 10-K: dividends + buybacks $4.13 Billion
8 claims pending source verification
🔄 Recommended Swap:
Regional Non-Profit Blue Shield Mutual
Non-profit mutuals return surpluses to policyholder reserves rather than Wall Street quarterly share repurchases.
Commercial Wall Street Insurer
Tenet Healthcare
Tenet Healthcare Corporation (Public: THC, CIK: 0000070318)
Tier 6: PUBLIC
Dallas, TX
F (22)
Where $100 Goes:
Care (est.): 45.2% | Wall St/PE: 6.5%
🏛️ SEC 10-K: dividends + buybacks $1.39 Billion
8 claims pending source verification
🔄 Recommended Swap:
Local District or Non-Profit Community Health System
Non-profit community hospitals reinvest 100% of operating margins back into clinical technology and local staffing.
For-Profit Wall Street Hospital System
The Cigna Group (Cigna Healthcare)
The Cigna Group (Public: CI, CIK: 0001739940)
Tier 6: PUBLIC
Bloomfield, CT
F (21)
Where $100 Goes:
Care (est.): 60.4% | Wall St/PE: 1.9%
🏛️ SEC 10-K: dividends + buybacks $5.23 Billion
8 claims pending source verification
🔄 Recommended Swap:
Independent Direct Primary Care Network
Direct Primary Care eliminates automated claim denial algorithms, restoring direct doctor-patient decision making.
Commercial Wall Street Insurer
HCA Healthcare
HCA Healthcare, Inc. (Public: HCA, CIK: 0000860730)
Tier 6: PUBLIC
Nashville, TN
F (20)
Where $100 Goes:
Care (est.): 44.5% | Wall St/PE: 14.2%
🏛️ SEC 10-K: dividends + buybacks $10.75 Billion
8 claims pending source verification
🔄 Recommended Swap:
Public County Hospital District or Non-Profit Community Hospital
Public and municipal hospitals allocate 3x-6x more to free charity care and have zero Wall Street share buybacks.
For-Profit Wall Street Hospital Conglomerate
UnitedHealthcare (Optum)
UnitedHealth Group Inc. (Public: UNH, CIK: 0000731766)
Tier 6: PUBLIC
Minnetonka, MN
F (19)
Where $100 Goes:
Care (est.): 58.5% | Wall St/PE: 3.0%
🏛️ SEC 10-K: dividends + buybacks $13.46 Billion
8 claims pending source verification
🔄 Recommended Swap:
Direct Primary Care + Member-Governed Healthshare
DPC removes insurance denial bureaucracy entirely, pairing flat-fee direct physician care with non-profit catastrophic sharing.
Commercial Wall Street Insurer